Philippines – Insurance technology company insureMO has launched an API-led insurance distribution platform to support Gallagher’s digital insurance distribution capabilities across multiple channels in the Philippines.
The collaboration combines Gallagher’s global insurance and risk management capabilities and local market presence with insureMO’s technology, with the companies targeting faster product launches, carrier connectivity and digital distribution.
The partnership is intended to support Gallagher’s digital distribution across affinity, banking, embedded insurance, financial services and other emerging channels.
The initial implementation covers Gallagher’s affinity business with a leading loan company. Products supported include Group Credit Life, Group Personal Accident, Enhanced Group Personal Accident, Family Relief Program, Calamity Assistance Program, Fire, and Accidental Death & Dismemberment (AD&D).
Between January and July 2026, the portfolio represented more than 400 million in aggregate policy and transaction value, according to the companies.
insureMO’s platform brings together insurance product configuration, digital customer journeys, APIs and carrier connectivity. The companies said this is intended to help Gallagher launch products more quickly, integrate distribution partners and improve analytics and reporting.
The platform’s carrier connectivity capabilities are also designed to reduce the time and effort involved in adding insurers and products to distribution channels in the Philippine market.
The collaboration is now being extended to other areas, including retail insurance through banks, commercial lines in the transport sector, embedded insurance for financial services companies, standalone digital insurance marketplaces and wider carrier connectivity.
“Gallagher brings a powerful combination of global insurance expertise and local market knowledge in the Philippines,” said Rajat Sharma, CRO of insureMO.
“By combining that strength with insureMO’s technology and carrier connectivity, we can shorten the journey from an insurance opportunity to a live product and create a foundation for Gallagher to continuously expand its digital insurance ecosystem,” he continued.
